Apple Pay is Apple's mobile payment app, which means it won't work on Android devices. You need an iPhone 6 (or Plus), an iPhone 6S (or Plus), or an Apple Watch to use Apple Pay. Both Apple Pay and Google Pay use NFC (near field communication) technology to process transactions. The biggest problem with using Apple Pay is one of the most well-known reasons for most Apple services: it can only be used on company devices and applications.
If you're using an Android phone, you're out of luck. In addition, if you're still using an older iPhone 5, iPhone 5s, or iPhone 5c, Apple Pay will only work in retail stores if you also use an Apple Watch to connect to the phone and complete the payment. Although you can access Google Pay to send money using an iPhone or iPad with iOS 7 or higher, you can make contactless payments and pay online or from the app with just an Android device (using Lollipop 5.0 or higher). For greater security, you can configure Android Pay so that, if your phone has a fingerprint scanner, it can be used to verify payment within the app.
Apple Pay
works anywhere that carries contactless payments, from vending machines and grocery stores to taxis and subway stations. Like Apple Pay, Android Pay is a mobile payment system designed to allow people to purchase goods and services both online and in the real world.The update will also allow users to receive money from other people, which will go to the “Apple Pay Cash” card, a virtual card that can be accessed through the iOS Wallet application. In addition, Android Pay users can also type an access code to enable payment if their phone doesn't have a fingerprint reader. With the native NFC (near field communication) hardware on those devices, you can take your iPhone or Apple Watch to any retail store that supports the service and tap their point-of-sale terminal to pay for any item in the store. Apple Pay isn't just for paying in-store, but you can also use it to send and receive money using the Apple Cash option. Also, if you use a smaller bank or credit union in the U. S., you may not yet be able to add your credit or debit card to the Apple Pay service, although the company usually adds new banks quite often. If your company already accepts credit and debit cards, contact your payment provider to start accepting Apple Pay.
You can also use Apple Pay to subscribe to services such as Apple Music, Apple News+ and Apple TV+, buy apps and games on the App Store, and expand your iCloud storage. When you pay with a debit or credit card, Apple doesn't store transaction information that you can link to you. With Google Pay (a merger of what were formerly Android Pay and Google Wallet), you can use debit, credit, gift and loyalty cards to make contactless in-person purchases, as well as make in-app and online transactions. You can use that money to pay anywhere you would use Apple Pay, or you can transfer your Apple Cash to a linked bank account. To set up Apple Cash, users can go to the settings of their Apple device and activate Apple Cash in the wallet.
